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About Mortgages by Moneybrain


Meet The Team

Mortgages by Moneybrain was established  in 2007 by Kevin Martin who has worked in the industry since 1991. Our team of professionally qualified advisers understand the challenges clients face and have the experience and expertise to help guide them through the complex process of buying a house, remortgaging or investing in the property market.


Our fast growing, creative team



Kevin Martin, Managing Director

Kevin has been in the industry since 1991 and launched what is now Mortgages by Moneybrain in 2007 and is still as passionate about mortgages and protection as he was then. He particularly enjoys passing his acquired knowledge on to the rest of the team

Outside of work he enjoys Krav Maga, watching West Ham United and walking his Hungarian Visla Frank.




Kerry Duncalf, CeMAP Mortgage & Protection Adviser  

Kerry has been a Mortgage Broker for 16 years and joined what is now Mortgages by Moneybrain in 2013. Kerry prides herself on her fantastic customer service and really comes through for her clients especially when dealing with complicated mortgage applications. 

Outside of work, Kerry enjoys spending time with her partner James, and her children Tommy and Evie and socialising with friends and family.



Emma Williams, CeMAP Mortgage & Protection Adviser

Emma joined Money Brain Ltd as a Mortgage and Protection Consultant in 2017. Having spent over 29 years in the Financial Industry, she believes, that this has given her the foundation to her success in delivering great customer service to her clients. Emma has great empathy for what her clients really want to achieve with their mortgage and that, combined with her methodical approach and ability to listen, mean that she has as many returning clients. 

Outside of work, Emma enjoys weekends with her family and socialising.



Karen Newbould, CeMAP Mortgage & Protection Adviser

Karen joined the team in January 2019. She has a passion for helping people purchase their own properties, remortgaging to save money and assisting with investment properties. With a portfolio of BTL properties of her own she understands well the complexities these investments bring.

Outside of work she enjoys the gym and playing sport. Karen and her husband Adam love to travel.




Jordan Malet, CeMAP Mortgage & Protection Adviser  

As the newest member of the team, Jordan has recently joined Money Brain Ltd as a Mortgage and Protection Consultant in early 2019. Having spent almost 20 years in various senior account management roles, across a variety customer orientated positions, both within and outside the Financial Industry Sector, Jordan has made the transition to join our team at Moneybrain to focus solely on Mortgages and the associated protection. Jordan feels that his experience of working within different industry sectors has given him a very diverse skill set, and prides himself on being a proactive problem solver, whilst ensuring that his client’s needs are met in a punctual and professional manner. 

Outside of work, Jordan loves most sport and is a devoted Liverpool FC fan. Away from football, and now having retired from playing at a local level, his spare time is spent with his family and two young children.



Beverley Rawes, CeMAP Mortgage & Protection Adviser  

Beverley joined Moneybrain in 2012 with a wealth of knowledge and experience gained from working in the industry for 10 years. Beverley prides herself on delivering a first class service to her clients.
Outside of work she enjoys going to the gym, socializing with friends and travelling with her family.





Helen Nichols, Will & Estate Planning Adviser

Helen joined the Moneybrain team in March 2019 to complete her training as a Will & Estate Planning Adviser.

Helen ensures the professional and friendly service she provides is the best it can be for all our clients.

Outside of work, Helen is passionate about animals with a particular interest in honey bees and alpacas and keeps fit running and practising pilates.




Our Fees

Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain exactly what you will be charged before you choose to proceed with an application. As we offer a bespoke service our charges can vary, but will not exceed 1% of the loan amount.


Company - mortgages by

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We are a small, creative team, specializing in mortgages and insurance for those that need it.


Moneybrain (L) Ltd T/A Mortgages by Moneybrain, Innovation Centre Medway, Maidstone Road, Chatham, Kent, ME5 9FD

01634 921636
Mo-Fr: 9.00 - 18.00