Covers you against: Illness or injury
Type of benefit paid: Regular income
In the event of an accident or sickness income protection insurance pays out a monthly income to cover a proportion of your salary. You decide at the outset how many months before the policy will pay out (the deferment period) and how long it will continue to pay (the benefit period). This can be until you are either well enough to return to work, you reach retirement age or the policy term ends. Income protection insurance provides you with the peace of mind of a regular on-going income that can help you maintain your lifestyle should you fall ill or have an accident and are unable to work.
WHAT LEVEL OF PROTECTION IS RIGHT FOR YOU?
The level of protection you need will depend on your individual circumstances. Whether you are single or married, have children or grandchildren, everyone's needs are different. Our experts will work with you to establish what the right level of cover is for you to ensure you are fully protected.